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Contributor
migo13
Posts: 87
Registered: ‎08-17-2012

New Secure Checking Plus from USAA includes Credit Monitoring?

I noticed an upgrade button on my account and decided to look at the new account USAA is offering:

 

Upgrade to Secure Checking Plus to get identity protection, a new debit card with increased purchase protection and more — all for just $9.95 a month!

https://www.usaa.com/inet/pages/bank_checking_account_plus_main

 

I currently have the regular checking, but I also  have the USAA Credit Monitoring which allows me to pull a report from each bureau every day. The rep said the credit monitoring is the same service, and that I could pull a report daily - which I find hard to believe since Experian recently changed this service to monthly pulls instead of daily. I had to call to make sure my account didn't change over.

 

If it is the same service, however, I could save a few dollars a month and get the other benefits of the Secure Checking Plus. Has anyone else called about this or already opened an account? Let's here some feedback.

 

 

 

Regular Contributor
scarzy
Posts: 207
Registered: ‎04-08-2008

Re: New Secure Checking Plus from USAA includes Credit Monitoring?

If it lets me do a daily pull, then I will do this! When I read it again, it only says daily monitoring.
starting EQ FICO : 526 current EQ FICO : 640 starting TU FICO: 538 current TU FICO : 656

My wallet: Capital One cash rewards $1,300- ~ NFCU signature cash rewards $5,000- ~ NFCU nRewards $5,000- ~ NFCU LOC $1,000- ~ Target $200- ~ Kohl's $300- ~ Walmart $800- ~ Amazon $900- ~ Updated 6/2013

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Contributor
migo13
Posts: 87
Registered: ‎08-17-2012

Re: New Secure Checking Plus from USAA includes Credit Monitoring?

Yeah that was my concern as well. I currently get daily pulls with their regular credit monitoring service. Would be nice to consolidate, but not at the expense of losing my daily pulls.

Established Contributor
ccnewcc
Posts: 560
Registered: ‎09-29-2012

Re: New Secure Checking Plus from USAA includes Credit Monitoring?


migo13 wrote:

I noticed an upgrade button on my account and decided to look at the new account USAA is offering:

 

Upgrade to Secure Checking Plus to get identity protection, a new debit card with increased purchase protection and more — all for just $9.95 a month!

https://www.usaa.com/inet/pages/bank_checking_account_plus_main

 

I currently have the regular checking, but I also  have the USAA Credit Monitoring which allows me to pull a report from each bureau every day. The rep said the credit monitoring is the same service, and that I could pull a report daily - which I find hard to believe since Experian recently changed this service to monthly pulls instead of daily. I had to call to make sure my account didn't change over.

 

If it is the same service, however, I could save a few dollars a month and get the other benefits of the Secure Checking Plus. Has anyone else called about this or already opened an account? Let's here some feedback.

 

 

 


I saw this too.  I don't think it is worth with it.  I don't like having monthly fees tied to my bank accounts.  The fee could be justified by some people due to the credit monitoring and other features, but I don't think it is good for me cuz I can cancell my 3rd party CMS at anytime if I don't want it anymore or if I need the money.  But having to pay 120 dollars a year in fees for the added features then if I am in a financial mess and I could really use that extra $9.99 a month, I would have to cancell the bank account and move to their free account.  Sounds like a hassel for me.   

 

The only thing I do like about this is the MC World debit card that comes with it. 

 

New Visitor
Heather928
Posts: 1
Registered: ‎07-07-2013

Re: New Secure Checking Plus from USAA includes Credit Monitoring?

Does the world debit card for the secure checking plus look different from the free checking account card? Could someone post a picture? I have the free checking account and the usaa logo has rubbed off so it now looks like one of my other credit cards and I always get them mixed up. I am willing to upgrade accounts if they look different.


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