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On my EQ credit report, I have 2 bank cards and 1 store card reported as Open and 1 store card reported as Closed.
On 10/25/12, I applied and was approved for 2 bank cards.
On 10/27/12, Scorewatch alert tells me 1 new bank card was detected and my EQ score increased by 19.
I thought that was strange. I was expecting a dip due to shorter AAOA. I wonder what will happen when the 2nd bank card reports.
Increase was due to an improved mix of credit and/or improved util.
You don't always lower your AAoA as seen by FICO when adding an account. AAoA can remain the same.
@llecs wrote:Increase was due to an improved mix of credit and/or improved util.
You don't always lower your AAoA as seen by FICO when adding an account. AAoA can remain the same.
+1
As mentioned, I app'd and was approved for 2 credit cards.
The 1st one resulted in EQ FICO +19.
Waiting to see the effect of the 2nd card reporting.