New member

Jnbmom · ‎02-20-2018

I just wanted to introduce myself a little. I have been up and down the credit roller coaster over the years, had great credit suffered a job loss and made very bad choices. Filed for BK back in 2005 went through the rebuilding stage, once again job loss and a few more bad choices but paid back almost all of it and laid low for a few years. I have been rebuilding my credit and have been doing ok, but can always use some advice and encouragement

I have been reading these boards for the last few days and I must say you all seem very friendly, knowledgeable and not judgemental. I think I am going to enjoy this board. I had frequented a few "other" boards in the past, some are gone and some have changed and not for the good LOL.

I am just going to continue reading for a bit and will start posting my journey and seeking advice

EXP 780 EQ 791TU 795

thornback · ‎02-20-2018

Welcome!

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"

Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA: 4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:

Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.

Jnbmom · ‎02-20-2018

Thank you

EXP 780 EQ 791TU 795

Anonymous · ‎02-21-2018

This forum has been a lifesaver for me and helped me tremendously get back on my feet with my finances. You've come to the right place. And Welcome !!!

Jnbmom · ‎02-21-2018

Thanks

EXP 780 EQ 791TU 795

SouthJamaica · ‎02-21-2018

@Jnbmomwrote:
I just wanted to introduce myself a little. I have been up and down the credit roller coaster over the years, had great credit suffered a job loss and made very bad choices. Filed for BK back in 2005 went through the rebuilding stage, once again job loss and a few more bad choices but paid back almost all of it and laid low for a few years. I have been rebuilding my credit and have been doing ok, but can always use some advice and encouragement

I have been reading these boards for the last few days and I must say you all seem very friendly, knowledgeable and not judgemental. I think I am going to enjoy this board. I had frequented a few "other" boards in the past, some are gone and some have changed and not for the good LOL.

I am just going to continue reading for a bit and will start posting my journey and seeking advice

Welcome.

I've learned a lot here, and you will too.