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New to this, Length of Baddies falling off, I thought was 7 years but .....

New Member

New to this, Length of Baddies falling off, I thought was 7 years but .....

I have 2 Baddies one from Jan 2001 (CAP 1) and one from Feb 2001 (Sears).  I closed the accounts years ago (first CC) when the balances were 0.   Should they have fallen off the CRA by now?  They were 30 day late Baddies. 
Thanks in advanced for your help
 
2 REPLIES
Moderator Emeritus

Re: New to this, Length of Baddies falling off, I thought was 7 years but .....

Welcome! Please read the Scoring 101 thread.
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Senior Contributor

Re: New to this, Length of Baddies falling off, I thought was 7 years but .....

What are the reported late dates? If they are older than 7 years, dispute with the CRAs as too old to report.