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henryla,
you are in a very good place! Congrats on your hard work and your wisdom.
I'm sure you'll see a lovely FICO score increase when you PIF Kays and Macy's and your Cap One reports with a very small balance.
Keep us posted! Nice work!
thanks alot for the help and this community i been working hard to obtain my first vehicle from my macys to kay jewlers to my new vehicle and now i have a CC . i appreciate all of you. and now i can reap my benifits and also these cool student visa rewards