Credit Card Center Advertiser Disclosure†
08-27-2007 06:50 PM - edited 02-18-2008 07:51 AM
P.S. If you haven't already obtained a copy of your CRs, might be a good time to start. They are available a number of different places. You can even get them FOC (Free Of Charge).
10-14-2007 08:29 AM
10-14-2007 12:28 PM
Can you please copy and paste this as a new thread? The only thing that I am thining is that you have some type of cons. fraud protection and that might be freezing it but the only way to know is just to call them directly and demand (polititely of course) to know.
My 1st message on here, not sure how to start a new thread or where to put this. I've always had pretty decent credit for the last 30 years with scores ranging from 779-803. now I'm a 794, I think. I do have some very high credit lines on some of my cards. But in my whole life, I've managed my credit, not lost cards, ect, and have no reason for the banks not to trust me. Here is the issue. Lately in the last 6 months, all of Master Cards and Visas have been getting numerous declines at merchants. I do travel a whole lot, always have, but there seems to be a computer system that declines and turns off my CC's whole lot lately. Does this happen to anyone else? I'm thinking of dumping the MC's & Visas and just keeping my Amex's. It never, ever happens with any of the Amex products. After being embarrassed at a restaurant from a recent decline out on Cape Cod, I think I may have had enough. This has happened 6 other times when guests were present. Happening a dozen times in 6 months is way too much. They say they are protecting us. Yeah, right. For someone who is online all the darned time on the bank's credit card sites reveiwing every charge, you would think they could catagorize me a little differently. They say when in a foreign country, call before you go. Well, I do that. But guess what? They still decline charges and turn my card off. Emailing the CC company won't work. They won't listen to you even if you are signed on. So am I the only one getting all this BS? Bill
10-14-2007 12:40 PM
01-05-2008 12:23 AM
03-11-2008 02:16 AM
03-11-2008 02:51 AM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.