Hi, MagMell, welcome to the forums! Can you post the info on all three of your reports here? Not a gi-normous copy/ paste, lol, but a summary of what accounts are listed, their dates, their credit lines, balances if any, and any derogatory information. If some are on one report but not another, please note that too. If you're able to clump them by credit types (all revolving together, all installment together, and so forth), that would help.
As Brammy (another mod) says, starting to fix your credit is like eating an elephant with a spoon. Just one bite at a time! I hope that with the info that you post, we can help you figure out where to start chewing.
Not many of us are stirring yet this New Year's morning, but traffic should pick up through the day, at any rate between the bowl games.
As Brammy (another mod) says, starting to fix your credit is like eating an elephant with a spoon. Just one bite at a time! I hope that with the info that you post, we can help you figure out where to start chewing.
Not many of us are stirring yet this New Year's morning, but traffic should pick up through the day, at any rate between the bowl games.
MagMell wrote:...
Looks clean to me.
Seriously though, posting in segments gives everyone a chance to answer thoroughly.
Sorry, didn't mean to alarm! 
If you change your mind, you'll be welcome back here. Good luck
If you change your mind, you'll be welcome back here. Good luck
No alarm hauling and others. I had deleted the content and composed a new post to you...but was distracted (telephone calls) and then whamo, I return to the topic only to find everything I typed was wiped out (timed out). Bugger.
Anyway, I need to head out...but will re-compose that lost post to you.
Thank you both for the reply.
Happy New Year to all.
Enjoy.