Reply
New Member
Posts: 4
Registered: ‎03-09-2009
0

Next Steps?

I currently have 4 CC's that are all maxed out, for a total of $4400.oo    My credit scores are EX 692, TU 699, EQ 748. 

 

I was contemplating applying for a balance transfer for all my current CC's to a new card.... unsure who to go with or even if the the credit limit will cover the balance transfers, let alone if they'll approve it.   Right now my credit reports state my utilization is between 51%-107% :smileyfrustrated:

 

On top of that I'll (hopefully) be applying for an assumption from BMW to remove my soon-to-be ex-husband from our lease agreement,  but they will have to run credit and approve it for me to assume the transfer of lease.

 

Does anyone have any recommendations for the next steps?  

Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
0

Re: Next Steps?

What's your goal? The loan? Higher scores? Debt paydown?

New Member
Posts: 4
Registered: ‎03-09-2009
0

Re: Next Steps?

All of the above, ideally.
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.