I have been living in the US for about 3.5 years after moving from Canada with my my US born wife.
Even though I now have a US issued Amex, Cap One Mastercard and a car loan through VW Credit, I still don't have an Equifax credit file. I have spent hours upon hours on the phone trying to fix that problem, but to no avail.
No issues with Transunion or Experian. I also contact each of my credit issuers and they all confirmed transmitting monthly info to Equifax as they similarly send the info to the other credit agencies.
So after 2 years of back and forth...I still can't get an Equifax report. I have submitted copies of my id's, driver licennse, utility bills, and even letters from my credit card issuers showing my monthly payments over 2 years. Still they say, they can not verify my identity.
Anyone who can help guide me through this would be appreciated!