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Non-reporting account payment

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Valued Member

Non-reporting account payment

I was recently contacted by a collection company that I have dealt with before.   This conversation was in regards to a credit card account that no longer appears on any of my 3 credit reports.  I have, to my knowledge, never paid off this account.  I'm I still responsible for this account ?  Please Help!
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Moderator Emeritus

If its lessthan 7 years from the date of delinquency, whi...

If its lessthan 7 years from the date of delinquency, which is when you were last supposed to pay on it, yes you can see it rear its ugly head again.  However contact by a collector is ruled by the statute of limitatiions in your state.
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