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None of my creditors report to TU

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Anonymous
Not applicable

None of my creditors report to TU

Ok so my EX and EQ are 700+ and my TU is 633.   Difference is not a single credit card reports to TU and I show I have 0 available credit.  I have the following Capital One Venture One and Quicksilver, Barclay Rewards Mastercard,  Amazon credit (syncrony), Amazon Rewards (chase). I do have investment property mortgages and car loan that is reported yet not a single of the above CCs report to TU.  What gives?  Any recommendation on which card I can get that will report to TU or suggestions on how else I can get that TU score up?  

 

I am a month or so away from applying for two refis on investment property loans and don't want to get screwed by TU.  Low to Mid 700s is where I expect to be on all 3 but TU is hosing me.

 

THANKS!

Message 1 of 4
3 REPLIES 3
Revelate
Moderator Emeritus

Re: None of my creditors report to TU


@Anonymous wrote:

Ok so my EX and EQ are 700+ and my TU is 633.   Difference is not a single credit card reports to TU and I show I have 0 available credit.  I have the following Capital One Venture One and Quicksilver, Barclay Rewards Mastercard,  Amazon credit (syncrony), Amazon Rewards (chase). I do have investment property mortgages and car loan that is reported yet not a single of the above CCs report to TU.  What gives?  Any recommendation on which card I can get that will report to TU or suggestions on how else I can get that TU score up?  

 

I am a month or so away from applying for two refis on investment property loans and don't want to get screwed by TU.  Low to Mid 700s is where I expect to be on all 3 but TU is hosing me.

 

THANKS!


Splitfile, all the lenders you mention report to TU, the fact that none of them are, suggests they're landing on a different file.

 

Call Transunion.




        
Message 2 of 4
RonM21
Valued Contributor

Re: None of my creditors report to TU

+1 to the above. I agree, call them. Something is definitely not right.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 3 of 4
Anonymous
Not applicable

Re: None of my creditors report to TU

I called TU and it was as you both said, split report.  I am a III (as in my father is II or Jr.), a few creditors listed me as the II.  Hopefully this boosts be back to where I belong.  Thanks a bunch!

Message 4 of 4
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