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Ok so my EX and EQ are 700+ and my TU is 633. Difference is not a single credit card reports to TU and I show I have 0 available credit. I have the following Capital One Venture One and Quicksilver, Barclay Rewards Mastercard, Amazon credit (syncrony), Amazon Rewards (chase). I do have investment property mortgages and car loan that is reported yet not a single of the above CCs report to TU. What gives? Any recommendation on which card I can get that will report to TU or suggestions on how else I can get that TU score up?
I am a month or so away from applying for two refis on investment property loans and don't want to get screwed by TU. Low to Mid 700s is where I expect to be on all 3 but TU is hosing me.
THANKS!
@Anonymous wrote:Ok so my EX and EQ are 700+ and my TU is 633. Difference is not a single credit card reports to TU and I show I have 0 available credit. I have the following Capital One Venture One and Quicksilver, Barclay Rewards Mastercard, Amazon credit (syncrony), Amazon Rewards (chase). I do have investment property mortgages and car loan that is reported yet not a single of the above CCs report to TU. What gives? Any recommendation on which card I can get that will report to TU or suggestions on how else I can get that TU score up?
I am a month or so away from applying for two refis on investment property loans and don't want to get screwed by TU. Low to Mid 700s is where I expect to be on all 3 but TU is hosing me.
THANKS!
Splitfile, all the lenders you mention report to TU, the fact that none of them are, suggests they're landing on a different file.
Call Transunion.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
I called TU and it was as you both said, split report. I am a III (as in my father is II or Jr.), a few creditors listed me as the II. Hopefully this boosts be back to where I belong. Thanks a bunch!