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Hold up! The Auto and Mortgage rule does not apply to other inqs. Each CC inq will have an impact on your score.
MidnightVoice wrote:
Yes. All the CC inquis that were done at the same time should only count as 1 as regards your score. After 6 months they count less against your score, and after a year not at all. And after 2 years no one can see them
2anewu wrote:Hello all, recently (yesterday) I started to apply for credit cards and of the many that I applied for I was approved for two. I feel aweful b/c several companies that I spoke with declined me due to inquiries and made me feel like a credit monster on the phone. I was told to "not be doing that" and it made me feel like I was doing something wrong. State farm's agent said blah blah.."this is a red flag for companies and you should not apply for a lot of credit at one time, EVER"! I do feel good about the ones that I have, but if I never tried I would not have the 2 cards now.Will I bounce back from inquiry jail with future creditors?