@AndySoCal wrote:If they did not pull Equifax to approve your loan I can understand why no alert message. You should get an alert when harley Davidson reports the loan to Equifax.
+1 They may have pulled EX or TU for your approval on the purchase. Also they are not in real time. You will see the account when they post to your CR, could be up to 30 days it just depends on when they post.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.