Not very happy. Checked Citibank prequalifier and they did a hard pull.

[Anonymous]

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@RobertEG wrote:

Credit inquiries are not limited to requests for credit.

A business obtains permissilbe purpose to pull your credit report if you have initiated a business transaction with them for which there is a legitimate business purpsoe for reviewing your credit as part of the transaction, even if there is no extension of credit.

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Except that they very clearly state the following on the page:

Tell us about yourself and see what offers are available to you - it'll only take a minute and it will not impact your credit score.

[ah32]

I knew I had to wait until my student loans rehabbed, so I would NEVER apply until then. I found the site I was on based on previous laptop activity and I got an alert a couple days after. I didn't apply and I received a hard pull. I have no idea why. I called Experian and asked about a few other things and forgot to ask about the inquiry, so I'll call the bank tomorrow. And, call experian back to dispute if necessary.