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November 2013 Credit Sesame

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beliking
New Member

Re: November 2013 Credit Sesame

Last update was Oct 4 2013 659 , Still no update for November. Waiting...

 

UPDATE

 


Updated 11/7/2013 9pm. Up 34 pts 693. Good luck everyone!

Message 11 of 20
NotUsher
Contributor

Re: November 2013 Credit Sesame

Oct 3 refresh date here as well, still no update.


Message 12 of 20
phenom880
Established Member

Re: November 2013 Credit Sesame

mine updated the 5th....down 4 to 656


Started my rebuild in 2013 with 500ish scores
Message 13 of 20
starry1
Valued Contributor

Re: November 2013 Credit Sesame

I finally got mine, big jump of 22 points!


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 14 of 20
SunriseEarth
Moderator Emeritus

Re: November 2013 Credit Sesame

November shows 670.  No change from Oct, but up 6 from Sept.

 

I wonder why there's such a big difference between this an CK?



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 15 of 20
android01
Valued Contributor

Re: November 2013 Credit Sesame

Up 2 to 840.

EQ Fico 8 - 850
TU Fico 8 - 850
EX Fico 8 - 850
Message 16 of 20
mongstradamus
Super Contributor

Re: November 2013 Credit Sesame


@SunriseEarth wrote:

November shows 670.  No change from Oct, but up 6 from Sept.

 

I wonder why there's such a big difference between this an CK?


Well they are both fako scores , and from what i have read before CK doesn't take into account your closed accounts that are still showing up on your credit report. Also CK is supposed to be TU fako and credit sesame is an experian fako score.



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 17 of 20
starry1
Valued Contributor

Re: November 2013 Credit Sesame

Is CS a vantage Score, or some other type of model?


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 18 of 20
john08135i
New Member

Re: November 2013 Credit Sesame

How did you get that high? My wifes is high 700's. Very low utilization and 1 auto loan 24 months into it. All perfect. I cant get her to break 800..

Message 19 of 20
Meltdownblitz
Frequent Contributor

Re: November 2013 Credit Sesame

Mine are at 817 up from below 800. I cant imagine that these are all that accurate considering PSECU just gave me a FICO around 770.



Barclays Uber - 4% Restaurants, 2% Online Purchases/Everyday Card || PenFed Cash - 5% Gas || Amazon Visa Signature - 5% Amazon || U.S. Bank Cash+ - 5% Utilities, 5% Cable/Internet || AMEX BCP - 6% Groceries || WF Cash - Cell Insurance || Rotating 5% Categories - Chase Freedom, Discover It, Citi Dividend || AMEX Zync - For Fun!

Message 20 of 20
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