All,
Thanks in no small part to help from this site, I have moved my wife and my credit scores up substantially.
L Equifax 525 529 n/a 574 n/a 623
L TransUnion n/a 550 n/a n/a n/a 631
L Experian n/a n/a n/a n/a 589 609
T Equifax 576 n/a 645 631 n/a 640
T TransUnion n/a n/a 647 n/a 652 631
T Experian n/a n/a 679 n/a 689 667
I worked to pay off all past due credit cards, remove old collections etc. Most has been very successful. Obviously, paying down everything had the best effect, but now I'm stuck on where to go.
I have one CC in my name and one in my wifes name. I have one "store" card (Best Buy) in my name and a gas card in her name. One loan from my credit union in my name. Each of these accounts are current.
So... The big question is. Where to now? Just wait?
Thanks
TBR
