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OMG!!! Countrywide is helping a sista' out!!!

Established Contributor

OMG!!! Countrywide is helping a sista' out!!!

I sent an email GW letter to Countrywide because we had 3 30 day lates last year, and they are going to delete them!!!!  I know somehow this has to be for our good right?
 
Wow!
Message 1 of 29
28 REPLIES
Established Contributor

Re: OMG!!! Countrywide is helping a sista' out!!!

Smiley Happy
 
Celebrate!!
 
Of course it's for your good, its 3 lates and they're not even a year old, so they are counting big time and now they'll be gone.
 
I say AMEN!
Message 2 of 29
Established Contributor

Re: OMG!!! Countrywide is helping a sista' out!!!

Praise Jesus!!!
Message 3 of 29
Established Contributor

Re: OMG!!! Countrywide is helping a sista' out!!!



myhearts07 wrote:
Praise Jesus!!!



Girrrrrl!
 
Don't get me started!
Message 4 of 29
Established Contributor

Re: OMG!!! Countrywide is helping a sista' out!!!

Start, I wanna hear it..........Smiley Happy
American Express Blue Cash Everyday; American Express Everyday; Barclay's AAdvantage Aviator World Elite MasterCard; Citi Thank You Premier World Elite MasterCard; Citi Double Cash; Navy Federal cashRewards Visa Signature Card.
Message 5 of 29
Established Contributor

Re: OMG!!! Countrywide is helping a sista' out!!!

Hallelujah, hallelujah!!  .......
 
Oh wait...  I didn't say that I got a call from the office of the President of Countrywide?  Right!!!!!


Message Edited by myhearts07 on 07-12-2007 11:04 AM
Message 6 of 29
Regular Contributor

Re: OMG!!! Countrywide is helping a sista' out!!!

Did you ever try to dispute?  Or just sent off a GW?
Message 7 of 29
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Established Contributor

Re: OMG!!! Countrywide is helping a sista' out!!!

I did try to dispute, but they were legit lates so they were not coming off.  here is a copy of my letter:
 

Countrywide Home Loans

400 Countrywide Way

Simi Valley, CA93065

 

July 11, 2007

 

Re:  Account #:

 

We have been customers with your company since 2006 and during that time, have enjoyed my experience with Countrywide Home Loans, greatly. We are writing to see if you would be willing to make a "goodwill" adjustment to your reporting to the three credit agencies. We have three late payments on the above referenced account that date back to 2006. Since that time we have been  exceptional customers paying every month on time and never 30 days late.

 

Because of our exceptional payment history over the last year, we would like you to consider removing the negative payments from our credit reports. At the time of the late payments, we had just moved into our new home in January 2006 and with me being self-employed really affected our finances as with the move many of my clients decided to take their children to other facilities because we had moved.  This caused an immediate hardship for us as I was trying to rebuild my daycare business and get new clients as well as find a job to help with costs, but it was a very slow process. We say that not to justify why the payments were late, but rather to show that the late payments are not a good indicator of my actual credit worthiness. We hope that Countrywide Home Loans is willing to work with us on erasing this mark from our credit reports.

We have been very happy customers in the past and hope to continue a long relationship with Countrywide Home Loans.. With today’s credit industry so competitive, we know how important it is to maintain good relationships with customers. Countrywide Home Loans has been exceptional in my book so far and we highly recommend it to all our friends and relatives. We hope that you will deeply consider our request and prove once again, why Countrywide Home Loans is heads above the rest.  We look forward to your reply. 


Sincerely,

Message 8 of 29
Established Contributor

Re: OMG!!! Countrywide is helping a sista' out!!!

nice letter!
Message 9 of 29
Established Contributor

Re: OMG!!! Countrywide is helping a sista' out!!!

Thanks, I think it was pretty good myself.... 
 
How many points do you all think I could possibly get when this clears up?
Message 10 of 29