Official FICO Forums Credit Approved Thread

[Tuscani]

Let's use this thread to track our approvals.

Creditor:

Date:

CRA Pulled:

Score:

Approved:

State:

CL:

BK:

Comments:

Example

Creditor: AMEX

Date: 06/03/2007

CRA Pulled: EX

Score: 780

Approved: Yes

State: MN

CL: 15000

BK: No

Comments: No Baddies. Instant approval.

[Anonymous]

Creditor: AMEX - Delta SkyMiles

Date: 06/03/2007

CRA Pulled: EQ

Score: 647

Approved: Yes

State: VA

CL: 4300

BK: No

Comments: No Baddies. Instant approval.

[fused]

Creditor: Amex Gold Rewards Charge Card

Date: 04-16-07

CRA Pulled: EQ, EX

Score: EQ 783, EX 755

Approved: Yes

State: HI

CL: No preset limit

BK: No

Comments: No baddies, approved the next day

[MidnightVoice]

Creditor: Juniper (Barclays)

Date: May 25th 2007

CRA Pulled: TU

Score:  782 (just for TU)

Approved: Yes

State: Iowa

CL: $7,500

BK: No

Comments: Instant and on line.  They pull TU, sometimes EQ.  They report regularly to TU, but slower to the other. They reported the new CL to all 3 according to TrueCredit, with CL.  According to MyFICO score alert they didn't report the CL.

[MercyMe]

Ah ha!  Do we now have an EXAMPLE of your credit score,  Tuscani? 

[Anonymous]

Creditor: American Express Delta Gold Sky Miles

Date: 06/03/07

CRA Pulled: Not sure yet.  Will edit when I find out.

Score: TU 663 / EQ 687 / EX 695

Approved: Instant online

State: Florida

CL: 8000

BK: no

Comments: (1) 30 late this year - currently being disputed  (3) 30 day lates 2004/2005

[Tuscani]

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MercyMe wrote:

Ah ha!  Do we now have an EXAMPLE of your credit score,  Tuscani? 

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I am in the 400s remember?

[fused]

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Tuscani wrote:

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MercyMe wrote:

Ah ha!  Do we now have an EXAMPLE of your credit score,  Tuscani? 

---

I am in the 400s remember?

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I remember reading this in an earlier post but it is hard for me to believe.  You are far too knowledgeable to still be in the 400's.

[Anonymous]

It is being said in jest!