Oh gosh I've been bit by the TU bug

[Anonymous]

I have over 20 inqs, and mine did this about  a month ago where all the derogs and inq disappeared, and my score tap 700 but they have all slowly come back and my score is now around 650 because of the bounce, hopefully it get back to 670 next month...

this problems really screws up your "true" fico score because the system/algos think you just applied for 20 new lines of credit, then it figures out that they were old inqs and recovers, kind of a pain if you are actually trying to apply for credit any time soon, luckily I am gardening. 

[DoroLucky]

My CCT updates in about 10 days, I'll see if my actual score changed. I wish they would stay OFF for GODD! LOL

[ddemari]

good call to chose to not do what I did. I of course went on a massive spree 2 weeks ago. Im feeling really guilty about it. I am showing zero inquiries on transunion.com membership credit report, my fico report, credit sesame, credit concierge, creditkarma, usaa 3b, and credit secure 3b. 

For a long time inqs from TU have done this but in a slower pace and not as dramatically. Therefore, this time I really went overboard. Dont do it, im closing some of the cards I opened as some are insanely stupid to have for me lol. 

[DoroLucky]

---

@ddemari wrote:

good call to chose to not do what I did. I of course went on a massive spree 2 weeks ago. Im feeling really guilty about it. I am showing zero inquiries on transunion.com membership credit report, my fico report, credit sesame, credit concierge, creditkarma, usaa 3b, and credit secure 3b. 

For a long time inqs from TU have done this but in a slower pace and not as dramatically. Therefore, this time I really went overboard. Dont do it, im closing some of the cards I opened as some are insanely stupid to have for me lol. 

---

LOL SMH you have been on a roll lately

[RonM21]

I would have thought the issue would have been fixed by now. Suprised it's taken this long.

[Anonymous]

Mine were there, then when I had a hard pull they came back, 2 days later they were gone again. Spoke to TU yesterday; she assured me they are all there. Still, I like seeing them all gone, every morning when I check wallethub. And the CK recomendations! My approval odds are "Very Good" on just about every card. Living in a fool's paradise and loving it!

[DoroLucky]

---

@Anonymous wrote:

Mine were there, then when I had a hard pull they came back, 2 days later they were gone again. Spoke to TU yesterday; she assured me they are all there. Still, I like seeing them all gone, every morning when I check wallethub. And the CK recomendations! My approval odds are "Very Good" on just about every card. Living in a fool's paradise and loving it!

---

This

Just checked mine and I like it too 

However my odds for Chase FU, Freedom, and Slate are all poor  except for their co-brand cards. I wouldn't touch anything Chase in the next 2 years with a 10 foot pole

[EdMan63]

---

@DoroLucky wrote:
My CCT updates in about 10 days, I'll see if my actual score changed. I wish they would stay OFF for GODD! LOL

---

Don't count on it. Mine had dropped off CCT when I pulled it about a week ago. I refreshed my 3 bureau report this morning and they were back. My TU score dropped 4 pts. I have 7 Inq total with 2 about to drop off this Aug and 4 are over 1 year old. 

[Anonymous]

Me too and I only had one inquiry due to fall off Nov 2016.  I apped for a card this week and that is the only one showing up... on CK anyway....

[Anonymous]

My husband and I each have 12 inquiries on TU (Thank you, NFCU), and neither of us is getting any love from this glitch.  It would be fun to see what it does to the score temporarily.