My opt out seemed to opt me in for Amex. 
But 'everything' else stopped coming in the mail.
But 'everything' else stopped coming in the mail.
@Anonymous wrote:
... Or does it just keep the temptation for crummy cc's and loans at bay?-ivyalmighty
That's what I used it for!
It was great for morale to not get crappo offers, and it was also great for my rebuilding period to not be tempted. When you're opted out, even the pre-qual sites online don't work.
Once I'd waited things out --I'm thinking that this was after 4 months or so, I opted back in, just to see who thought that the "new me" fit their profile. Of course, my first offer was for financing for new storm gutters, which was a bit discouraging, but they started getting a bit better with time. And it's entirely possible that a sapling survived because of my opt-out period.
Now that I'm done for a while, I'll probably opt back out, except that it's fun to get mailers from CCC's that didn't send them out in time for my app-o-rama last month. I enjoy the opportnity to go neener-neener-neener at them!
