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Check the individual TLs for your closed accounts on TU. Sounds like they are reporting some as open. If so, make a copy of the directly pulled (full account numbers etc) report in case they wind up wiping them out when they try to update them.
Kwa wrote:TU stated that I have "too many credit accounts" and shows it to be 28. The majority of which are paid/closed.Thanks.
@Anonymous wrote:TU stated that I have "too many credit accounts" and shows it to be 28. The majority of which are paid/closed.Thanks.
That's just TU Hogwash! FICO scoring could care less how many accounts you have so long as they are in good standing, have low util on revolving lines and no lates. Open and closed accounts are weighted equally in FICO scoring. Just make sure no closed account has any balance...this is very bad.
Kwa wrote:
TU stated that I have "too many credit accounts" and shows it to be 28. The majority of which are paid/closed.Thanks.