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KarimaKC wrote:Would you say that it is beneficial to have old debts removed for the sake of showing fewer lates, say when repaying for the loan? I think that the few points earn can be worth it, not to mention the decrease of lates on a credit report. Just a thought.
If you can get the old lates removed, by all means do. Are we talkng multiple lates or just one? Late payments affect the score less as time passes which explains why the 7 year mark removal doesn't have as much of an effect as some people hope, BUT having multiple lates goodwilled as ppossible can have a great impact on the score. As long as it is ther the score does consider it
KarimaKC wrote:
Would you say that it is beneficial to have old debts removed for the sake of showing fewer lates, say when repaying for the loan? I think that the few points earn can be worth it, not to mention the decrease of lates on a credit report. Just a thought.