06-21-2007 07:42 AM
06-21-2007 07:53 AM
bizz0976 wrote:I am new to myfico. I have a very specific question. I have several old medical claims that were unpaid even though I had insurance. I was really sick and couldn't even answer the phone when the collectors called. I didn't even know anything was wrong with my credit until I went to buy a new car a few days ago. I called the originators of the bill and asked for the claims to be filed with my insurance company. They said that because of their contract with my insurance company they missed the timely filing deadline (they only have a year to file a claim). She also told me it is now my responsibility to pay. Does anyone know if this is correct? Are medical bills really held against your score?Thanks in advance.
06-21-2007 04:08 PM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.