I started with a 500 in June. I first started by disputing innacurate information. I got some duplicate items removed, I made arrangements with a collection agency to pay on an account. That collection agency had the OC remove the TL (which was a blessing - they did not even tell me about it). I disputed a false collection which came off and an old charge off account. The chargeoff remained but the condition of the account improved. TU removed the negative comments and I paid off a collection. I have also been paying my new accounts early for the last 5 months.
This has been an interesting process and often frustrating. But, I keep pounding away as best I can. Just by being a part of this forum is a big step in helping as I could not have done this by myself.
BTW I originally had 10 collections on TU in June and 2 on EQ. I am down to 5 on TU. I am awaiting some PFD responses.
@Anonymous wrote:
how do you do all of this? I am so confused.... too many items. what was your first step?
EQ:526
EX:555
TU:526