Once and for all.....

[Anonymous]

Will someone please clarify what is considered poor, fair, good, and excellent.

I see this pop up on every web page I open, all with differing scales.

[Anonymous]

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texhawk wrote:

Will someone please clarify what is considered poor, fair, good, and excellent.

I see this pop up on every web page I open, all with differing scales.

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im guessing...poor 550-650 fair 651-750  good 751- 800 or higher

Lenders See You

Most lenders would consider consumers in this score range as lower risk.

Delinquency rate is defined

Message Edited by HappyDays on 08-18-2007 12:38 PM

Message Edited by HappyDays on 08-18-2007 12:38 PM

[Anonymous]

This is where a 679 registers.         

Your Equifax FICO score is good

I have noticed in the adverts online that the 'average' credit score seems to be slipping down a few points. 

Message Edited by Anderson on 08-18-2007 01:24 PM

[Anonymous]

I like the "not good" category. If I'm "not good," that must mean I'm...E V I L.

BWAHAHAHAHAHAHAHAHAHAHA!

Message Edited by TheNewWorldMan on 08-18-2007 01:43 PM

[Anonymous]

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TheNewWorldMan wrote:
I like the "not good" category. If I'm "not good," that must mean I'm...EVIL.

BWAHAHAHAHAHAHAHAHAHAHA!

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no no no NWM  you have to be in the BAD category then you would be *EVIL*

[Anonymous]

Different lendors for different things have different ideas about what risky is.  The more risk they're willing to take the lower ranges.  The more conservative they are the higher the ranges.

From what I've read in the news the past week lenders are upping the scores slightly to increase there requirements for their loans.  So 640 used to be average now it's 660-680.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:
I like the "not good" category. If I'm "not good," that must mean I'm...EVIL.

BWAHAHAHAHAHAHAHAHAHAHA!

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no no no NWM you have to be in the BAD category then you would be *EVIL*

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Not just evil...CHAOTIC EVIL. (If you never played Dungeons and Dragons, you won't get that one.)

In one group I was active in awhile back, I had a .sig that read "I just got my car aligned. It's Chaotic Evil."

[MidnightVoice]

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texhawk wrote:

Will someone please clarify what is considered poor, fair, good, and excellent.

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It depends what you want.  Right now my credit is perfect - I can get a new house at the best rate my mortgage company gives, I need no new credit cards and no loans and I live within my income.  Hence - perfect credit.

[Anonymous]

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MidnightVoice wrote:

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texhawk wrote:

Will someone please clarify what is considered poor, fair, good, and excellent.

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It depends what you want.  Right now my credit is perfect - I can get a new house at the best rate my mortgage company gives, I need no new credit cards and no loans and I live within my income.  Hence - perfect credit.

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On CNN *money* a spokesman for Lending Tree siad that most mortgage co. are look for FICO scores of at least 700......at that rate I will be living in a hut!

[Anonymous]

I guess I am in the dog house.