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Member
Posts: 7
Registered: ‎06-02-2007
0

One Late Payment

Good afternoon,
 
I recently signed up for Score Watch and I noticed on my report that I was late about 22 times in the last ten years.
One my Sunoco card, which I have had since 3/98 I had one 30 day late payment back in 6/05.  Is there any way I can call or write to them and see if they will take it off, or do I have to wait the full 7 years?
Btw, my score from Equifax is 672.  I am hoping by next year to have a score of 700.
 
Thanks Alot
Nicole :smileywink:
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
0

Re: One Late Payment

Valued Contributor
Posts: 2,374
Registered: ‎03-15-2007
0

Re: One Late Payment

The good news here is late-pays (esp. 30-days) tend to age rather quickly.
- - - -
in a credit-scoring postnuclear Stone Age...
Member
Posts: 7
Registered: ‎06-02-2007
0

Re: One Late Payment

Thank you for your help, I received a letter in the mail today that said they are notifying the three bureaus to take remove off my late payment.  I received a score watch alert today and my score shot up 20 points.  I am now up to 692 on Experian.
Btw, my Transunion score was 731 and the Equifax was 703 the last time I checked. :smileyvery-happy:
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
0

Re: One Late Payment

Excellent! Lots of success stories today!
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