@takeshi74 wrote:
@cann0nba11 wrote:
It took me years to bring my credit scores up, how on Earth does my score go down so much, so fast?
Another +1 to not worrying over FAKO's. For one thing, CK's scoring considers AAoOA instead of AAoA which is what FICO actually uses.
Even if you are concerned about your CK score it will rebound.
@cann0nba11 wrote:
The account defaulted to a $20k line of credit.
It didn't default. That's what the creditor determine you qualified for.
+1. CreditKarma only considers open accounts when determining your average age of accounts. Closed accounts stay on your report for up to ten years and FICO does count them in. I'm sure your fine. My CreditKarma score is consistantly anywhere from 20-60 points lower then FICO.
