cancel
Showing results for 
Search instead for 
Did you mean: 

Opting Out of Credit Card Offers

tag
Anonymous
Not applicable

Opting Out of Credit Card Offers

I have heard that opting out of credit card offers will boost your credit score.  Anybody know if this is true?  I need to boost my middle score 3 points and fast - Anybody know it I go to the website and opt out if it will raise my credit score and if so, is it quick?  Thanks in advance for any info!
Message 1 of 5
4 REPLIES 4
MidnightVoice
Super Contributor

Re: Opting Out of Credit Card Offers

As far as I know, opting out does not change your score.  It may well be considered a good thing in some quarters on a manual review, however.
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 2 of 5
Tuscani
Moderator Emeritus

Re: Opting Out of Credit Card Offers

Opting in (or out) has 0 impact on your score.
Message 3 of 5
Anonymous
Not applicable

Re: Opting Out of Credit Card Offers

If you opt out, you will have fewer soft inquiries.  But no one sees them except you, and they do not count in your score.
 
Phone: 1-888-5 OPT OUT
Message 4 of 5
Kooliad
Regular Contributor

Re: Opting Out of Credit Card Offers



mrs4brl wrote:
I have heard that opting out of credit card offers will boost your credit score.  Anybody know if this is true?  I need to boost my middle score 3 points and fast - Anybody know it I go to the website and opt out if it will raise my credit score and if so, is it quick?  Thanks in advance for any info!


 Hi mrs4brl
I op out a month ago and got -0- point do not op out. Only thing about it is you will not get pre approved mail thats it bottom line.
Message 5 of 5
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.