ProudMom wrote:
I saw on another website that you should opt out and update personal information with the CRA before starting any credit repair.
Is this true?
What is opting out?
Can you call the CRA and update your personal information or do it online?
Thanks.
When I first pulled my CR....it had names & addresses that were not mine....I disputed online with no problem.
Others have been asked for fax or mailed ID.
At the same time I disputed some things that were on my report. BUT you need to do all 3 CRAs at the same time.
When you op-out....they do not share info with partners.(partners are not other 2 CRA)
You can op-out with CCC also....it means that they will not share with their partners......This is where you get CC offers....so sometimes it is better not to op-out.
Message Edited by HappyDays on
09-04-2007 11:55 PM
