Orchard Bank Credit Cards

[silly34]

Have 2 card with orchard, have never been late but have been over the limit a couple of times. Balance are around 35% of available credit line. Once card has a $500 limit the other $700 limit. I would like very much to get these limits raised, will the over limit amount hurt? I immediately brought them below the limit. Thanks!

[Tuscani]

The over the limit is only going to hurt you for the month you were over.

[Anonymous]

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silly34 wrote:
Have 2 card with orchard, have never been late but have been over the limit a couple of times. Balance are around 35% of available credit line. Once card has a $500 limit the other $700 limit. I would like very much to get these limits raised, will the over limit amount hurt? I immediately brought them below the limit. Thanks!

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Won't hurt FICO, but may be an immediate dis-qualification by Orchard Bank.

Rob