LadyFICO wrote:NWM:Is the increase for bofa automatic after a year like cap one from 300 to 500? I have the same cap one card but only had it since feb so I still have a couple of months before I see the increase.I'm still having a hard time getting a prime card any suggestions? I was hoping better offers would come in but it may still be to soon. All my updates still haven't hit the bureaus.
devhip wrote:Yes, I've also seen conflicting reports of Orchard being really stubborn with increases, or offering them within 6 months. Personally, I don't care about the credit limit for the dumb card. I have a BofA Platinum with enough high limit for my needs. My main goal now is buidling positive tradelines. I am confident that fairly soon I'll be qualifying for prime products with much higher limits. I am in no hurry to have lots of credit. I spent 4 years getting out of debt. And you know....it's kinda nice! Really, I just want the tradeline.
Doubt it. And even if they do you probably want see an Orchard CL much more than $500.
LadyFICO wrote:Tuscani:I have 2 orchards both will be aging to 1 year mark in June. I have always paid on time and more than the min and no budge in the limit. I had requested one around xmas and was denied are they strict when under a year? Do you think I just need patience and the increase will come?
Love700 wrote:Does Orchard Bank approve anyone? Does your score have to be in a certain range?