05-09-2007 08:49 PM
05-09-2007 08:51 PM
05-09-2007 10:28 PM
05-09-2007 11:38 PM
LadyFICO wrote:NWM:Is the increase for bofa automatic after a year like cap one from 300 to 500? I have the same cap one card but only had it since feb so I still have a couple of months before I see the increase.I'm still having a hard time getting a prime card any suggestions? I was hoping better offers would come in but it may still be to soon. All my updates still haven't hit the bureaus.
05-09-2007 11:45 PM
devhip wrote:Yes, I've also seen conflicting reports of Orchard being really stubborn with increases, or offering them within 6 months. Personally, I don't care about the credit limit for the dumb card. I have a BofA Platinum with enough high limit for my needs. My main goal now is buidling positive tradelines. I am confident that fairly soon I'll be qualifying for prime products with much higher limits. I am in no hurry to have lots of credit. I spent 4 years getting out of debt. And you know....it's kinda nice! Really, I just want the tradeline.
05-10-2007 05:10 AM
Doubt it. And even if they do you probably want see an Orchard CL much more than $500.
LadyFICO wrote:Tuscani:I have 2 orchards both will be aging to 1 year mark in June. I have always paid on time and more than the min and no budge in the limit. I had requested one around xmas and was denied are they strict when under a year? Do you think I just need patience and the increase will come?
05-21-2007 05:22 AM
05-21-2007 10:45 AM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.