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Established Contributor
Posts: 671
Registered: ‎03-15-2007
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Re: Orchard Bank?



ktalley wrote:
 
Hi Cory,
Yes I had the applied Card Bank and they were horrible! I never even used the card and they were charging a 10.95 maintanance fee! That's rediculous! What are the doing maintanance on? It's a total rip off! I suggest you try and get another credit card and close the Applied Card like pronto!. Start with capital one.


Hello Ktalley,
 
Thanks for your reply. Sorry I'm just getting to this message. That card is ridiculous. Like somebody else said here, when you mess up your credit you have to take whatever they send you to get back on your feet.
 
$10.95, is their way of getting the annual fee out of you without actually telling you. Though it clearly states in your terms and conditions that a maintanance fee will be charged of $10.95 month.
 
I am paying it off. I will cancel as soon as I finish.
 
I am going to try and apply for the hooter's credit card.
 
Be Blessed
 
Cory
1. American Express Blue Cash Preferred~2. BankAmericard Cash Rewards World MasterCard~3. BankAmericard Travel Rewards Visa Signature ~4. Discover It~5. Citi Forward Visa Signature~6. CCCU MasterCard.
Member
Posts: 6
Registered: ‎05-17-2007
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Re: Orchard Bank?

Do any of you guys have an opinion on the total credit card? Just opened?
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
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Re: Orchard Bank?



leslie0120 wrote:
Do any of you guys have an opinion on the total credit card? Just opened?


I assume this is the card issued by Plains Commerce Bank? I would stay away. If you can't get Orchard get a secured card.
New Visitor
Posts: 2
Registered: ‎06-05-2007
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Re: Orchard Bank?

I HAVE TO SAY THAT CAPITAL ONE IS THE BEST
"WATCH YOUR SELF WITH ORCHARD BANK"
New Visitor
Posts: 2
Registered: ‎06-05-2007
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Re: Orchard Bank? SNEAKY FEES ...........

A WORD TO THE WISE .... I PAY ONLINE, LETS SAY I HAVE A PAYMENT DUE ON THE TENTH AND ITS 17.00 I PAY 30.00, AND THEN THE NEXT STATEMENT SAYS YOUR PAYMENT IS 17.00 AND I PAY THIRTY AGAIN AND I HAVENT USED THE CARD FOR ANY PURCHASES WHAT SO EVER AND ITS UNDER THE LIMIT AND THE PAYMENT IS DUE ON THE 10TH AND IN THE MEAN TIME YOU GET ANOTHER EMAIL AND IT SAYS YOUR OVER THE LIMIT, EVEN THOUGH THE STATEMENT SAYS YOUR PAYMENT  IS 17.00  I DONT GET IT """
  I WOULD NOT TRUST ORCHARD BANK FOR ANY THING IF YOU HAVE TO REBUILD YOUR
  CREDIT CAPITAL ONE IS THE BEST AND SO IS THE SERVICE I WOULD NOT RECOMMEND ORCHARD BANK TO ANY ONE
 
Contributor
Posts: 132
Registered: ‎05-02-2007
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Re: Orchard Bank? SNEAKY FEES ...........

[ Edited ]
LOL, are you on their pay list?
 
CAP1 do not report credit limit and thers is more about Crap1!
 
And plase do not YELL!!!


Message Edited by cinoeye on 06-05-2007 08:21 PM
Regular Contributor
Posts: 165
Registered: ‎03-13-2007
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Re: Orchard Bank? SNEAKY FEES ...........

LOL.. you beat me cinoeye.
Contributor
Posts: 132
Registered: ‎05-02-2007
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Re: Orchard Bank? SNEAKY FEES ...........

What do I get? :smileywink:
Regular Contributor
Posts: 165
Registered: ‎03-13-2007
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Re: Orchard Bank? SNEAKY FEES ...........

A laugh and a smile! :smileyvery-happy:
Contributor
Posts: 132
Registered: ‎05-02-2007
0

Re: Orchard Bank? SNEAKY FEES ...........

And you the best (5) !
Can't rais your score, but I'll raise your rating!
:smileywink:

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