Regular Contributor
Posts: 218
Registered: ‎07-29-2007

Re: Orchard Bank?

I have several "subprime" credit cards that I got when I had my BK.
Orchard - owned by HSBC.  Good customer service, have given me two CL increases, and don't seem inclined to rape you the second you go a penny over the CL.
Aspire - bastards.  High fees and will raise your rate for wiping your nose the wrong way.
First Premier - see Aspire.
From BK to 700 FICOs in 4.5 yrs.

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