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Ordered EQ report last week via phone, how long does it take to receive it

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cuthatcard
Frequent Contributor

Ordered EQ report last week via phone, how long does it take to receive it

Have tried to dispute 2 paid baddies on there but was never allowed to so via online.  So, I ordered the hard copy last week.  It was $15.00. What product is this, about how long does it take to receive it and will I finally be able to dispute them online with the 10 digit number from the report ?

Its been so frustrating as I've had no problem with TU, but looks like ill have to get one from EX as well. I have a letter from a CA to delete but, it says it can take 45 days to remove unless I dispute online, mail or by phone.Just have no report numbers and EQ is bullish !!

 

FICO :November 2016
TU-761 EQ 756. EX - 749
No Baddies
QS1 -$2,000. Care Credit $9,600.00 CHASE Freedom $3,000.00 Discover IT $1,000.00
Inq TU 4 EQ 3 EX 2
Message 1 of 7
6 REPLIES 6
gdale6
Moderator Emeritus

Re: Ordered EQ report last week via phone, how long does it take to receive it


@cuthatcard wrote:

Have tried to dispute 2 paid baddies on there but was never allowed to so via online.  So, I ordered the hard copy last week.  It was $15.00. What product is this, about how long does it take to receive it and will I finally be able to dispute them online with the 10 digit number from the report ?

Its been so frustrating as I've had no problem with TU, but looks like ill have to get one from EX as well. I have a letter from a CA to delete but, it says it can take 45 days to remove unless I dispute online, mail or by phone.Just have no report numbers and EQ is bullish !!

 


Typically a week or 2 for it to arrive in the mail. I would not dispute that CA they are not supposed to delete paid collections ut update them to paid. They are doing you a favor and if the CRA gives them some grief over it they may not be so quick to give someone else a PFD. Most CAs typically update to paid off first then request it be removed if you have a PFD agreement.

Message 2 of 7
cuthatcard
Frequent Contributor

Re: Ordered EQ report last week via phone, how long does it take to receive it

I never did a "PFD" , rather, the CA reported a paid debt that the OC agreed to not report, but it got past them. 

I had zero dealings with the CA..only to get the delete from them, per just asking. The OC had requested it back, twice, according to them..

FICO :November 2016
TU-761 EQ 756. EX - 749
No Baddies
QS1 -$2,000. Care Credit $9,600.00 CHASE Freedom $3,000.00 Discover IT $1,000.00
Inq TU 4 EQ 3 EX 2
Message 3 of 7
gdale6
Moderator Emeritus

Re: Ordered EQ report last week via phone, how long does it take to receive it


@cuthatcard wrote:

I never did a "PFD" , rather, the CA reported a paid debt that the OC agreed to not report, but it got past them. 

I had zero dealings with the CA..only to get the delete from them, per just asking. The OC had requested it back, twice, according to them..


I see, well I would give them the time and if it doesnt get removed then dispute it at that time. 

Message 4 of 7
cuthatcard
Frequent Contributor

Re: Ordered EQ report last week via phone, how long does it take to receive it

Well, tomorrow, ( Monday ) will be 12 days since placed the order by telephone to EQ with still no report. So, if you are doing as I did, do not expect a hard copy from them for anything less than 2 weeks, it appears!

They wanted an additional $10.00 for immediate online access and I wish I'd done so quite frankly! I'd been 2 weeks into a dispute by now !
FICO :November 2016
TU-761 EQ 756. EX - 749
No Baddies
QS1 -$2,000. Care Credit $9,600.00 CHASE Freedom $3,000.00 Discover IT $1,000.00
Inq TU 4 EQ 3 EX 2
Message 5 of 7
cuthatcard
Frequent Contributor

Re: Ordered EQ report last week via phone, how long does it take to receive it

FYI 

13 days...and still waiting on the hard copy I ordered from EQ ! 

 

Guess they want to stretch out a "possible dispute".. by taking so long to send it !

God knows they took the money out my account,  lighting fast though ! 

FICO :November 2016
TU-761 EQ 756. EX - 749
No Baddies
QS1 -$2,000. Care Credit $9,600.00 CHASE Freedom $3,000.00 Discover IT $1,000.00
Inq TU 4 EQ 3 EX 2
Message 6 of 7
cuthatcard
Frequent Contributor

Re: Ordered EQ report last week via phone, how long does it take to receive it

15 days, now, and still NO report ! Guess I shall call them to see what's up !!

FICO :November 2016
TU-761 EQ 756. EX - 749
No Baddies
QS1 -$2,000. Care Credit $9,600.00 CHASE Freedom $3,000.00 Discover IT $1,000.00
Inq TU 4 EQ 3 EX 2
Message 7 of 7
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