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Original Creditors versus the collection Agencies

Established Member

Original Creditors versus the collection Agencies

I have recently sent out a PFD letter to the OC on an apartment complex. This BADDIE has been turned over to a CA, which refuses to work with me on a PFD. The DOLA is August 2007. I am hoping the OC will just be willing to agree for a PFD. Is it better to go through the OC or the CA or both when attempting to do a PFD?

 

Also, from the information I gathered on this forum, I was able to go on PlanetFeedback to write a letter to the OC's management company to see if I could get any results. Any help or advice will be greatly appreciated.

 

MyFICO - EQ - 665

MyFICO - Trans- 687

FAKO -    EX  -   658

Message 1 of 5
4 REPLIES
Valued Contributor

Re: Original Creditors versus the collection Agencies

Offer the PFD to who ever if reporting.
Message 2 of 5
New Contributor

Re: Original Creditors versus the collection Agencies

PL. F is great.  I just got a 2006 Verizon Wireless account removed by complaining my story on there.  they contacted me by phone within 24 hours.
Message 3 of 5
Epic Contributor

Re: Original Creditors versus the collection Agencies

As long as the OC still owns the account it is alright to offer a PFD to them.  At the same time request the account be pulled back from the CA.

 

It is always better to work with the OC than a CA.

Message 4 of 5
Established Member

Re: Original Creditors versus the collection Agencies

Thank you so much for the feedback. I was not aware I could ask the OC to pull the account back from the CA. I will continue to fight at that angle!! Thanks again.
Message 5 of 5