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PENFED NG2 FICO SCORE NEW

Frequent Contributor

PENFED NG2 FICO SCORE NEW

Has PenFed always provided a monthly fico score?

 

Maybe I'm i little behind but logged into my account today and had a option "new to penfed" fico avaiable. Clicked on icon and it provides your free fico score for next gen 2 score that they use in credit decisions. 

Message 1 of 15
14 REPLIES
Moderator

Re: PENFED NG2 FICO SCORE NEW


Bowzer wrote:

Has PenFed always provided a monthly fico score?

 

Maybe I'm i little behind but logged into my account today and had a option "new to penfed" fico avaiable. Clicked on icon and it provides your free fico score for next gen 2 score that they use in credit decisions. 


Yeah they given that score for several years.  It's not 'new' for them in any way.

Message 2 of 15
Valued Contributor

Re: PENFED NG2 FICO SCORE NEW

It's been there for a long while.  There's a huge delay between the pull and when they display it.  But they don't pull it monthly.  They kinda pull it whenever they feel like it, and they sure don't feel like it very often.  I think mine still says September.

EQ08 BE: 746 | TU08: 766 | EX08: 727
Chase Ink [21.5k], Citi DC [20k], Alliant [15k], GICU [15k], QS1 [14.7k], Amex OBC [10k], Sportsman's Guide [9.4k], Blispay [7.5k], PenFed [6.5k], Chase Amazon [6.5k], Discover it [5.2k], Citi TYP [5.2k], Chase Freedom [5k], Fidelity Amex [5k], Consumers CU [5k], Wyndham [5k], Synch/Amazon [5k], Synch/Paypal [5k], Elan [4.5k], Ft.Knox [2.5k], BofA BBR [2k], Victoria's [1.7k], BofA 123 [500!]
Message 3 of 15
Community Leader
Super Contributor

Re: PENFED NG2 FICO SCORE NEW


Bowzer wrote:

Has PenFed always provided a monthly fico score?

 

Maybe I'm i little behind but logged into my account today and had a option "new to penfed" fico avaiable. Clicked on icon and it provides your free fico score for next gen 2 score that they use in credit decisions. 


They have always provided it but mine updates every 3 months though not monthly.  I don't know if it is different for other people.

Message 4 of 15
Moderator

Re: PENFED NG2 FICO SCORE NEW


core wrote:

It's been there for a long while.  There's a huge delay between the pull and when they display it.  But they don't pull it monthly.  They kinda pull it whenever they feel like it, and they sure don't feel like it very often.  I think mine still says September.


Shows how inconsistent they are with giving out the score.  Mine was updated in December.

Message 5 of 15
Frequent Contributor

Re: PENFED NG2 FICO SCORE NEW

My accounts are three months old now and this is the first time it has popped up for me, it is showing my score for 12-1-15. Its nice to know they provide the ng2 fico, be better if they updated every month. Dang, i thought i was special......
Message 6 of 15
Valued Contributor

Re: PENFED NG2 FICO SCORE NEW


Irish80 wrote:

core wrote:

It's been there for a long while.  There's a huge delay between the pull and when they display it.  But they don't pull it monthly.  They kinda pull it whenever they feel like it, and they sure don't feel like it very often.  I think mine still says September.


Shows how inconsistent they are with giving out the score.  Mine was updated in December.


You're right, mine now says 12/01 as well.  But it wasn't there on Dec 10th when I checked last.

EQ08 BE: 746 | TU08: 766 | EX08: 727
Chase Ink [21.5k], Citi DC [20k], Alliant [15k], GICU [15k], QS1 [14.7k], Amex OBC [10k], Sportsman's Guide [9.4k], Blispay [7.5k], PenFed [6.5k], Chase Amazon [6.5k], Discover it [5.2k], Citi TYP [5.2k], Chase Freedom [5k], Fidelity Amex [5k], Consumers CU [5k], Wyndham [5k], Synch/Amazon [5k], Synch/Paypal [5k], Elan [4.5k], Ft.Knox [2.5k], BofA BBR [2k], Victoria's [1.7k], BofA 123 [500!]
Message 7 of 15
Valued Contributor

Re: PENFED NG2 FICO SCORE NEW


core wrote:

Irish80 wrote:

core wrote:

It's been there for a long while.  There's a huge delay between the pull and when they display it.  But they don't pull it monthly.  They kinda pull it whenever they feel like it, and they sure don't feel like it very often.  I think mine still says September.


Shows how inconsistent they are with giving out the score.  Mine was updated in December.


You're right, mine now says 12/01 as well.  But it wasn't there on Dec 10th when I checked last.


Isn't Penfed the one that does quarterly prequal lists? It would make sense that they pull quarterly (Sept for Oct offers, Ded for Jan offers, etc.) 

Starting Score: 768/769/767 7/1/15 (But really started at 687/708/668 3/10/15)
Score 3/19/16:
756/765/766 (High score: 789/797/797 11/7/15)
Message 8 of 15
Valued Contributor

Re: PENFED NG2 FICO SCORE NEW

I opened my account in Oct and this is the first time it's appeared for me. When I applied, it was 654 (per an Egyptian denial) and now it's 691. Hoping I can get a cc from them later this year!

Starting all over again 9/22/17
Message 9 of 15
Community Leader
Super Contributor

Re: PENFED NG2 FICO SCORE NEW

They give it every 3 months but its always a month behind. Mine says 12/1/15 also. 

Message 10 of 15