+1 -- Don't overlook the Understanding FICO Scoring subforum and its stickies.
@bsal wrote:
Hey guys I have a PenFed account and all Penfed members are able to see their credit report
Don't conflate report and score. PenFed provides a score, not a report.
@bsal wrote:
My question is how is PenFed score (Ng2) differant from what MyFico uses as its scores very interested to know
It's a different model. We don't have the details for each of the FICO models. Youl always have to consider the specific model when referring to scores and cannot use a score generated by one model to determine a score generated by another model. Consider relevance of a given model & CRA to a given creditor. NG2 is relevant to creditors and products that use it. It is not relevant to those that do not. The same applies for any model.
