I'd use CMRRR since typically you are giving them a certain number of days to take your offer and I believe that the CMRRR method reinforces that to the creditor or CA.
EQ 787 EX 781 TU 737 11/17/07
*** I am not an attorney. If I was, I might not clip coupons. If you want legal advice, consult an attorney. If you want my personal opinion, feel free to consider my posts***
