PFD on Collections

[Anonymous]

Has anyone had any luck negotiating collection items- I was reading about negotiating "paid for deletion" Does it work?? I am trying to get a mortgage and need to get rid of some of these collections.

[Tuscani]

YES! People get PFDs all of the time. Here is a sample letter:

http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&message.id=2659

[Anonymous]

Thanks!