PFD to a Co. included in BK?

[Anonymous]

Will a PFD letter to a Co. that was included in my BK possibly work? The balance is only $200. Any advise is helpful. Thx.

[Anonymous]

I would say no. Since the account was included in a BK, the creditor by law has to chargeoff the balance. They could agree to delete the reporting, but I don't believe they could by law accept payment under a PFD. If it was a BK7, I don't see it happening. If it was a BK13, and paid or mostly paid, maybe.