Established Member
Posts: 16
Registered: ‎08-19-2007


Can you PFD a credit card? I am expecting a large settlement from a car accident. I am planning on paying of my CC debt. I was going to try and settle with the CC card companies. 3 of the cards have a horrible payment history. Can I try PFD with them? Thanks

447: 800
Current Score: 447
Goal Score: 620

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Regular Contributor
Posts: 237
Registered: ‎06-05-2007

Re: PFD?

Read through other posts.  If you want to keep the tradeline, then you may want to write a goodwill letter.  If you don't, I would try a pfd for accounts that are in collections.  I wouldn't let them know that you received a settlement.

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