Reply
Established Member
beth5293
Posts: 16
Registered: ‎08-19-2007
0

PFD?

Can you PFD a credit card? I am expecting a large settlement from a car accident. I am planning on paying of my CC debt. I was going to try and settle with the CC card companies. 3 of the cards have a horrible payment history. Can I try PFD with them? Thanks

447: 800
Current Score: 447
Goal Score: 620


Take the FICO Fitness Challenge
Regular Contributor
ah32
Posts: 225
Registered: ‎06-05-2007
0

Re: PFD?

Read through other posts.  If you want to keep the tradeline, then you may want to write a goodwill letter.  If you don't, I would try a pfd for accounts that are in collections.  I wouldn't let them know that you received a settlement.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}