Just remember everyone, that if you try this on a closed account, they might just stop reporting it altogether. Since mine is on a 20-year-old account (EX only), I'm not touching it.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007