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Paid accounts still showing late status

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Anonymous
Not applicable

Re: Paid accounts still showing late status

twt11 - Yes, TU only, that would be great - thanks!
Message 31 of 39
Junejer
Moderator Emeritus

Re: Paid accounts still showing late status

twt11, I think that we all could use a contact or two for both EQ and TU. So, if you don't mind sharing...






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Message 32 of 39
Anonymous
Not applicable

Re: Paid accounts still showing late status

wow i`m in the same situation with capital one i have 3 ccc but i was late in 2006 for 30 60 and 90 day . now i`m trying to have them remove the late month on my cr with no  luck my next move is a GW letter i will keep you posted on my progress with them.
 
                                       good luck.
Message 33 of 39
haulingthescoreup
Moderator Emerita

Re: Paid accounts still showing late status

Just remember everyone, that if you try this on a closed account, they might just stop reporting it altogether. Since mine is on a 20-year-old account (EX only), I'm not touching it.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 34 of 39
Anonymous
Not applicable

Re: Paid accounts still showing late status

Well my online and phone dispute came back "verified"...which is crazy!  I don't know how the original bank could "verify" a 30-day late status when I paid this account in full in 2006!!!
 
So on Monday I sent a letter CMRRR with all of my proof.  HOPEFULLY they will change the status!  If not, I don't know what else to do...this is so frustrating Smiley Sad
Message 35 of 39
Anonymous
Not applicable

Re: Paid accounts still showing late status

Hi Elexi21 -
 
My other profile "twt11" is suddenly locked.    I will send you a PM with the TU email address of the person who helped me with this.  She did in fact delete the Current Status of "31-60 Days"  on my account that was paid off a year ago from my report as she said she would.
 
 Let me know if this is OK with you.
Message 36 of 39
Anonymous
Not applicable

Re: Paid accounts still showing late status

Yeah, that would be helpful...not sure how it works, does the message get sent to my email or do I check something within my myfico settings?
Message 37 of 39
Anonymous
Not applicable

Re: Paid accounts still showing late status

OK, I see the part where you get messages....

BTW, congrats on getting yours removed!
Message 38 of 39
Minnie
Contributor

Re: Paid accounts still showing late status

Ughhh! I have a paid off car lease from US Bank that I have two 30-day lates on from 2006 and 2005. I made my final payment in November of 2007, but it is still showing as currently 30 days late on TU and Experian. I disputed with TU, and it came back as now currently 60 days late with a zero balance!!! What to do?? Help! Thanks. I am getting quite discouraged with this one....
Message 39 of 39
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