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Gotagoal wrote:
Does anyone know how long paid CO stay on my report? I paid everything years ago and have been rebuilding only to find that some of these negative items aren't going away. Is it 7 years from the DATE of pymt? OR what? Can I contact the paid collection and ask them to remove it? I've come a long way and am very proud -but am really trying to get everything off that's hurting me! Thanks! This forum group rocks! SOOOoo helpful.
DallasLoanGuy wrote:
7yrs from date of last activity.paid = activityif they are paid and several yrs old.... they arent hurting you that much....
Basically here, in order to find out how long these CO are going to stay on your report you have to call the CRAs and find out what is the DOFD (date of first delinquency). It can report for 7 years from that date. Once you know that info., you can determine whether it is best to let the time pass and let them fall off for themselves, or if they still have a ways to go on your report, at which point your only recourse is to send GW letters kindly asking your creditors to remove them.
Gotagoal wrote:
Does anyone know how long paid CO stay on my report? I paid everything years ago and have been rebuilding only to find that some of these negative items aren't going away. Is it 7 years from the DATE of pymt? OR what? Can I contact the paid collection and ask them to remove it? I've come a long way and am very proud -but am really trying to get everything off that's hurting me! Thanks! This forum group rocks! SOOOoo helpful.