i recently paid off all of my old debt (charge off's, etc.) from 2003. Not everything has updated as paid on my CR yet and I'm sure I will have to send the letters to the CRA's to update. Here is my problem, and I am assuming there is nothing I can do:
I tried PFD's and they didn't work. Someone paid my debt for me and I took the offer without waiting another six months for a third round of PFD's. Some of the CA's and OC's were not on all three CR's. But, now that I've paid, they updated to all three CRA's. These items won't fall off until 2009.
So, am I looking at GW's at this point and hopeful wishing? I have 127 late payments on just one of my CR's!! Additionally, there are a few CA's and OC's that are listing as account opened in 2000 when they really didn't open until 2002. Should I dispute this and hope it's removed?
