I dealt with them several years ago and paid an account in full but I didn't know about the PFD. They did send a letter stating the acct was paid in full so I have that. I'm now trying to do a GW to delete the acct but no luck so far. Had I known about the PFD, I would have tried that first.
02/17/2021: 654 (EX), 633 (EQ), 608 (TU)
12/8/2020: 668 (EX), 630 (EQ), 630 (TU)