01-13-2013 02:54 PM
I broke my lease to move to California for family reason and I was unable to pay the $2000 fee.
I lived in Boston before I moved to California. My ex landlord in Boston was Equity Residential
Equity Residential sent me to collection company and now i owe them $3000 which was posted on my credit report.
My situation was that I was unable to find a job in California and I just now moved back to New England. For some reason, I was able to rent a 1 bedroom apartment in Providence RI. I guess the rent collection was not posted on my credit report at the time my current landlord checked my credit. Otherwise, they would not rent me a place.
My question is, if I contact the collection agency to make the payment, will I be able to rent a place in Boston after the payment is made?
01-14-2013 06:50 AM
just wondering, did this go right on your credit file once reported to them?
01-14-2013 05:40 PM
The reporting date was some time in April, 2012. Not sure when it actually showed up on my report but I was able to get a one bedroom apt from another national property folks in July of the same year.
01-17-2013 12:08 PM
That will be at the discretion of the prospective landlord.
The best option is to offer the debt collector payment in exchange for their deletion of the collection.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO


