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Pay or Dont Pay Collections?

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blackswan22
New Contributor

Re: Pay or Dont Pay Collections?

Ok, I'm going to work on getting the collections removed as well. Wait! But now I'm confused. DO I wait and have then drop of next year or do I pay them? Alos any advice on Charge off's?

Starting Score: EQ 495 Ex 585 TU 582
Current Score: EQ 610 EX 662 TU 682
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Message 21 of 23
Anonymous
Not applicable

Re: Pay or Dont Pay Collections?

As for the letter you just got you need to see if it is reported on your credit report by the collection agency. If not I would pay it in full as fast as you can to the OC and dont mention that you have received a letter from the CA. Then you can DV the CA and state that it had been paid in full to the OC before going to CA. or you can contact the OC with a PFD.
 
As far as the DR bills if you want to pay them you should probley not make them wait much longer or you may not get any help from them.
Message 22 of 23
blackswan22
New Contributor

Re: Pay or Dont Pay Collections?

ok, thanks for the advice!

Starting Score: EQ 495 Ex 585 TU 582
Current Score: EQ 610 EX 662 TU 682
Goal Score: EQ 680 EX 700 TU 710


Take the myFICO Fitness Challenge
Message 23 of 23
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