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Paying car note with credit card?

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icyhot
Valued Contributor

Paying car note with credit card?

Is there a way to do this if the bank only accepts EFT transfers? I remember on one thread some were discussing paying your rent with a 3rd party service but it's locked. Anyway to do this a safe legit (non-MS) way?
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 1 of 10
9 REPLIES 9
longtime_lurker
Valued Contributor

Re: Paying car note with credit card?


@icyhot wrote:
Is there a way to do this if the bank only accepts EFT transfers? I remember on one thread some were discussing paying your rent with a 3rd party service but it's locked. Anyway to do this a safe legit (non-MS) way?

Usually is a cost of ~3%

Current cards: MSUFCU Platinum, Amex PRG, Amex Surpass, Amex BCE, Citi Prestige, Citi Double Cash, Citi Premier, US Bank Cash +, Huntington Voice, AAviator, Sallie Mae, Discover IT, Chase Freedom TU:753 EQ Enhanced: 758
Message 2 of 10
icyhot
Valued Contributor

Re: Paying car note with credit card?

That's understandable but is there a way to do it
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 3 of 10
Anonymous
Not applicable

Re: Paying car note with credit card?

There are legit services that let you make billpay with CC at ~3% fee. eg. evolve money. Any bill that accepts check payment.

Message 4 of 10
icyhot
Valued Contributor

Re: Paying car note with credit card?

Ok thank you!
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 5 of 10
Dw4250
Valued Contributor

Re: Paying car note with credit card?

Chargesmart is another option (again the fee pretty much cancels out or overtakes any rewards gained). Good option though if you're trying to hit a minimum spend for a bonus.
Message 6 of 10
icyhot
Valued Contributor

Re: Paying car note with credit card?

Yes that's exactly what I'm trying to do thank you
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 7 of 10
dethkultur
Contributor

Re: Paying car note with credit card?

If your target has the Redbird card, it is a legit way if you use the online Billpay. Only use it to pay the bills you need (plus put some of your grocery budget on it and get another 5% off buying them in the store.) Not MS, 100% legit, keep the card perks. 

Message 8 of 10
icyhot
Valued Contributor

Re: Paying car note with credit card?

So does the red bird card have an actual checking and routing number? That's all the loan will take
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 9 of 10
Anonymous
Not applicable

Re: Paying car note with credit card?

No, it doesn't have the account or routing info, but if you can mail them a check Redbird Prepaid (not the debit or credit card) can do that for you. You just have to make sure you preload the money and schedule the check to be sent six days before the payment is due.

Message 10 of 10
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