No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I almost don't wanna pay the $15 for CCT's credit monitoring, It's like the needed friend right now to keep track of what's on my report, what's coming off and what I need to pay but $15/mo seems like alot to me! Thoughts? Is it REALLY worth it?
I used to utilize CCT & myFICO. I was REALLY obsessed with seeing score movement. How any and everything affected my score. Honestly, it wasn't in my budget. I decided to cancel both. I have 2 major CCs, one of which is a Discover, I get a score with them and a few store. I use CK because they where significantly lower than my FICOs. ONCE THEY (fakos) ARE HIGH, I know I'm good.
@Anonymous wrote:I almost don't wanna pay the $15 for CCT's credit monitoring, It's like the needed friend right now to keep track of what's on my report, what's coming off and what I need to pay but $15/mo seems like alot to me! Thoughts? Is it REALLY worth it?
I'm Ok with the 15 a month, maybe not for the long haul, but I feel I need it now.
I'm still in the rebuilding mode and until I can get CCs that give me the true Fico scores for each one, I'd be too nervous without knowing them.
I also want all of the daily monitoring so I can tell if something good happens, and so I can detect when something not so good happens.
I will be in the market for another car in a couple months so I need to be vigilant. I'll probably also get a 3B report from myFico so I can understand my Fico auto scores too.
I just think its a necessary expense for now.
HTH
@Anonymous wrote:I almost don't wanna pay the $15 for CCT's credit monitoring, It's like the needed friend right now to keep track of what's on my report, what's coming off and what I need to pay but $15/mo seems like alot to me! Thoughts? Is it REALLY worth it?
Depends on whether you need to see scores or not, or just reports. IMO, you really only need to see scores if you are working towards a specific goal like a mortgage within a certain timeframe.
I paid one month of MyFico. It was nice to have but found it too expensive for my tastes. I currently have CCT and will keep it for a few more months. As I get additional cards that have a Fico score attached, I will probably drop CCT as well.
I do get alerts from MyFico, Capital One, and CreditKarma.